Three Months Processing history showing a at least $50,000 per month is required to qualify for an adult merchant account. It serves as a list of blacklisted merchants and prevents them from opening a new merchant account from a different credit card processor than their previous institution. But, understandably, they make. Merchants operating these businesses commonly struggle. The bank-to-bank transfers direct payment platform was created specifically for high risk ecommerce businesses including travel merchants. As an applicant, expect to have your personal and business history thoroughly examined. Offshore merchant accounts have fewer limitations and can be an excellent option for extremely high-risk businesses that might not have access to credit card payment processing otherwise. An eCommerce merchant account has two parts. We provide both domestic and offshore credit card processing solutions. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. Offshore merchant accounts can be the golden ticket to taking your business to new heights. High volume merchant accounts are our specialty. Moonlight Payments Overview. New broker business echeck accounts are easily approved and set up. This allows the acquirer to offer payment services to their clients. 3. Explore offshore account . 28 billion in 2019, according to Grand View Research. International Payment Methods. Customer support: Instabill merchant account managers assist the merchants from the application process throughout the life of the partnership. Say goodbye to overseas credit card merchants and bitcoin merchant accounts for kratom purchases! We believe that U. Home Front Page. Yet few banks accept nutra accounts. Apply Now. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. First Name. Boost sales from US shoppers up to 20% with ACH & echecks. Performance Card Service (PCS) specializes in high risk merchant accounts and other payment processing solutions. What Merchants Say. An ACH fee is a charge that appears on a merchant account statement for the processing of credit and debit card transactions through the Automated Clearing House. Establish more than one merchant. Victoria, BC V8W 0B7 . Offshore High Risk Merchant Account Providers. Our all-in-one merchant accounts include affordable e-Check/Credit Card processing, debit and ACH processing, a payment gateway, and chargeback protection. $14. Offshore merchant account functions are similar to a regular merchant account, except it is opened with a foreign bank outside your native country. Offshore bank accounts offer benefits such as lower taxes, increased privacy, and expanded global reach. Application for nutraceutical merchant accounts is always free, with no obligation. High Volume Merchants; Software and E-Book Merchants; Electronic Cigarettes. Just apply online, and we'll take care of. $20/month. Recently we blogged. Your revenues are deposited in this account after one to two business days, depending on your agreement with the acquiring bank. To provide payment services for offshore hospitality merchant accounts, a payment services provider partners with different offshore acquiring banks, this may be due to the location of the merchant,. In fact, finding a merchant account with favourable terms and low transaction rates in this vertical can be arduous. Apart from enterprises selling diamonds, gold, precious stones, cigarettes, weapons, counterfeit products, illegal drugs. In the U. High Volume Merchants; Software and E-Book Merchants; Electronic Cigarettes. supply company. Online Application. High risk merchants start processing and before they know it, the bank terminates them. Nutraceuticals Merchant Account. Nutraceutical. In fact, it is not uncommon for a nutraceutical merchant to have a chargeback ratio in excess of 2%. Merchants will also have to apply through the proper channels to receive. An offshore merchant account is similar to that of an international merchant account. A subsidiary of Visa, Authorize. high risk credit card services, credit card processing and merchant accounts visa, master card, american express, discover, continuity credit card processing for herbal companies, diet pills, kratom, weightloss, sexual enhancement, hemp. Forex credit card processing accounts give you the ability to accept debit and credit cards from. Ideal for nutraceutical companies that need an offshore merchant account. Needless to say, you have much higher chances of approval. This type of business is generally classified as high risk, making finding a reliable payment processor difficult. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. Travel Merchant Account. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the region. Choose from a variety of competitive revenue sharing programs for the right compensation model focussed on high risk accounts. Bank transfers are the safest online payment method available for travel merchants and your customers. We have solutions for practically any type of business regardless of size. They’re so well-established in fact that they work with over 60,000 merchants. services are concerned. poor business credit,. Adding secure bank transfers as a payment method on your checkout page boosts profits with no risk of chargebacks. Collection Agencies. A merchant account is a specific type of bank account that allows merchants to accept payments. You need to consider where to get your main financing and if your capital can sustain the day to day operational cost until you see revenue. We approve the accounts, manage risk, clear payments, and pay the forex merchants. Depending on the type of travel business, merchants can use a number of different types of equipment for payment. Our offshore. eMerchant Authority is the leader in payment processing for high-risk merchants. First, on the high risk merchant list is nutraceuticals. When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. As a result, it may make banks hesitant to approve merchant. Tip: The above factors would require nutraceutical companies to have a higher minimum security deposit for their merchant accounts. While there may be a setup fee, we encourage merchants to negotiate. In addition to becoming registered, many processors will also require merchants to seek. E-commerce. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. merchant solution. With an echeck merchant account, electronic check payments are processed and cleared through the echeck gateway instead of the ACH network. It provides credit card processing services for businesses of all sizes. You sell a service that does not show up on the door in one to two weeks. With online channel being the top outlet for sale of. Nearly all payment gateways are designed to be safe and secure for customers entering. As a business expands, our online payment processing services can quickly scale accordingly, preventing any. This is a huge disadvantage to nutraceutical merchants because these reports can be seen as an intentional merchant fraud. Ideal for businesses with a wired internet connection and a traditional storefront, these sales typically have the lowest fraud and chargeback risk and are therefore. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. It can be challenging to navigate the payment processing restrictions that apply to nutraceuticals. This is well over what Visa considers an excessive level of chargebacks. Different payment processors will accept different types of merchants, so. The MOTO. It can be challenging to navigate the payment processing restrictions that apply to nutraceuticals. If you are a nutraceutical merchant and you are looking for a high risk merchant account you can choose to work with Offshore Merchants as a leader in the high risk payment processing industry. Nutraceutical merchants that are doing well have a high volume of sales, which naturally creates more opportunities for chargebacks, fraud, and other problems to occur. High Volume Merchants; Software and E-Book Merchants; Electronic Cigarettes. High-risk tolerance: A regular ACH account requires merchants to keep the return ratio below 0. But be sure the acquiring bank on the back end is different. Multiple Payment Methods. based companies shouldn’t be treated like offshore merchants. A typical ACH fee is anywhere from 5 to 20% lower. Despite the money-making potential for nutraceutical businesses, companies are. com can provide an offshore merchant account for nutraceutical sellers and online pharmacies that do not sell illegal services, do not use. Retail. Add more than 80 alternative payment methods favored by international buyers & watch your sales grow. As a result of these advanced security measures, banks can trust adult toy vendors and give them a long-term payment processing solution. Online merchants tend to see more chargebacks than other merchant accounts. Menu and widgetsWhen Instabill representatives are approached about a nutraceutical merchant account, we don’t mince words. Durango: Best for International Businesses. About Us Who we are. Nutraceutical merchants require high volume processing capacity to accommodate growth. You need a dependable high risk merchant account provider for your nutraceutical merchant account. This is a smart approach. 95/month. Learn more about our solutions for Nutra merchants. net offers credit card payment services for more than 430,000 merchants, including merchants that could be categorized as high-risk. Over 80 different “in-country” payment methods increase sales from global shoppers up to 40%. If you have a Point of Sale (POS) terminal at your “brick and mortar” location, you’d be told to process payments through your POS terminal, using the “Print and Call” option where customers can call you with their credit. Offshore accounts are a completely legal method for managing money in a more profitable sense. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. This is a non-interest-bearing savings account used by the acquiring bank as a type of insurance against chargebacks. Unfortunately, this high projection still does not ease the process of being approved for peptide merchant account services from banks. Nutraceutical products are increasingly becoming more and more popular all over the world. We are living in an age when leading a healthy life no longer means eating healthy and getting enough exercise. S. Many people in this audience prefer to purchase their. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. Instabill, International Bank Services (IBS), Quadrapay, Leap payments are a few popular High Risk Merchant account processors offering Nutraceutical and Supplement. nutra merchant account (5) Nutraceutical Merchant Account (5) offshore merchant accounts (11) Online Dating Merchant Account (1) Online Gaming Merchant Account (2) Online Gaming Merchant Accounts (3) p2p network payment processing (1) payment gateway (22) Payment Gateway Chargebacks (2) payment processing (57) payment. This will allow businesses or. Many big merchant account providers refuse to process payments for this industry due to the legal ambiguities and potential for chargebacks. cosmeceutical merchant accounts. Reason #1: You’re a “High Risk” Business. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more. These can include manufacturers and retailers of private label supplements,vitamins, minerals, amino acids, herbs, and enzymes marketed in various forms: tablets. The nutraceuticals industry can depend. Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered outside of the USA. Without a merchant account, you will not be able to accept payment via credit card or debit card. We partner with 24 acquiring banks domestically and offshore, including UK and Europe, to settle your. High volume offshore merchants accounts are preferred by most international acquiring banks. 7%. Accept Card Payments Quickly & Easily. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. For Visa/Mastercard, the three-digit CVV number is printed on the. Credit Repair. myftpupload. Resources; Have any Questions? Call us at (800) 621 - 4893;. ACH Network transactions are fully electronic and governed by rules by NACHA and the Federal Reserve. The high risk merchant account also has built in fraud checks, and almost instantly identifies if a customer account has been identified as attempting fraud on other sites. Nutraceutical vs. To be approved for a merchant account with Nutra Payments, the business owner must have a valid SSN and US issued identification (driver’s license, US passport, etc). Fantasy Sports. FREE Account Set-Up. When shopping for a new merchant account, most merchants question the discount rate. A provider of high risk merchant services since 2001, Instabill is offering additional payment processing options for nutraceutical merchant accounts. A merchant account is a business bank account that allows the movement of funds between issuing and acquiring banks to settle transactions made using credit and debit cards. Specialized tobacco merchant accounts allow smoke shops higher volume limits and fewer restrictions than other payment processing solutions. We will send a notification once your referred merchant is successful. Merchant accounts can be used in various ways, whether the merchant operates a storefront or the business accepts credit cards through a card-not-present (CNP) environment. Accept credit card payments online hassle-free. While card transactions are quick, cards, ACH, echecks, and other payment methods take time to settle and. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. Please check your inbox shortly for an email with next steps to finalize your merchant account. The global dietary supplements industry was estimated at $123. Besides collecting all the documents one should follow the following six steps: Six steps one should make to open a nutraceutical merchant account: 1. For example, if you process $20,000 or more a month, or if you have an average transaction amount of $500 or more, you risk more opportunities for higher chargeback ratios. Tech Support Merchant Accounts. Best Nutraceutical Merchant Account; Gambling Merchant Account; Kratom Merchant Account;. Payment Gateway for Adult Merchants. The reason is that more and more people are looking into natural cures for their ailments. 1. Setting up an offshore corporation is fast & inexpensive. Accept credit card payments and monitor your processing with your nutraceutical merchant account. Our proprietary echeck payment platform is operated 100% by the firm. Sorry, we are unable to provide merchant services for foreign or offshore businesses, or any company that is headquartered outside of the USA. Offshore Merchants has dozens of relationships with banks and. Nutraceutical merchants are familiar with many of the problems and know that they will have high fees when applying for merchant. Many herbal payment processors might offer kratom credit card processing services however, kratom is a prohibited product by the card networks. Accounting for over $60billion in annual revenue, the nutraceutical market is expected to surpass $100billion by 2024. ”. Since popular payment systems such as PayPal don’t work with merchants labeled as “ high-risk merchants,” you might find it very hard to pick a company that caters to high. These supplements have experienced problems due to their use as a muscle-building steroids. And while they cater mainly to high risk merchants, their services are also available to lower risk businesses looking for trustworthy, seamless. ACCEPT PAYMENTS ONLINE. Navigating FTC Compliance and Avoiding Legal Pitfalls in the Supplement Industry. Established in 1971,. The subscription business may include tangible goods such as monthly magazine issues, subscription boxes, and health supplements, to name a few. Online casinos are one example of a high risk business. For more on European merchant accounts, how they work, what benefits they have over domestic merchant processing, or any other specific query you have, it is advisable that you give our staff a chance to interact with you. 06 billion (2018) to $49. Electronics. This method of accepting payments as a high-risk merchant can be done through a payment gateway. Establish more than one merchant account. Merchant Stronghold specializes in high risk and offshore merchant accounts. If you are a nutraceutical merchant and you are looking for a high risk merchant account you can choose to work with Offshore Merchants as a leader in the high risk payment processing industry. The Visa Secure is designed to look after the security of both customers and online merchants. Choose your Industry. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. It allows merchants to accept and process payments in foreign currencies, typically through online transactions. Internet. Services. Safeguard your business and protect your customers. and international merchants, including mail order/telephone order, internet, mobile, and retail accounts. A Terminated Merchant File is used by processing companies to screen merchant account applicants. No Chargeback Payment Gateway for Travel Merchants; Nutraceutical Merchant Accounts; Online Dating Merchant Accounts; Online Gaming Merchant Accounts;. From merchant accounts and payment gateways to offshore incorporations and SSL certificates, we aim to be your one-stop shop for all your e-commerce needs. , those with both physical and digital storefronts), Moonlight addresses. It works as legal consent to accept credit card payments online. An offshore merchant account means that the acquiring bank or offshore payment processor is located in a region outside of the business’ primary headquarters location. Customizable – match your brand, and choose what fields to display. We provide merchant accounts for all types of nutra industry businesses, but specialize in merchant accounts for businesses that are considered “high risk,” or hard-to-place. Low Rates. With regulations on payment processing getting more strict, you will need a solution you can rely on. Nutraceutical businesses can enjoy fast approvals, low processing fees, and reliable. accounts. It also encompasses intangible goods such as subscription accounts that. Around the world banks operate with different rules, timezones and strategies. New broker business echeck accounts are easily approved and set up. The most common merchant services companies are Square, Stripe, and Braintree. Increase orders. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. An ACH fee is a charge that appears on a merchant account statement for the processing of credit and debit card transactions through the Automated Clearing House. Canadian Merchant Account;An offshore merchant account allows you to accept and process payments with bank cards over the Internet in 2023. Performance Card Service (PCS) specializes in high risk merchant accounts and other payment processing solutions. “So I could have been routing my payments. Merchants will also have to apply through the proper channels to receive. Apply today. Increase orders. Supported industries: Firearms, vape shops, real estate, gambling. High volume Nutra merchant accounts are our specialty. Easily accept payments from players. Nutraceutical merchants often have trouble finding online credit card processing due to potentially high chargebacks and continuity billing models; most banks consider nutraceutical merchants too much of a risk. With these requirements in mind, businesses can qualify for a nutraceutical merchant account more quickly by working closely with their payment processor. 99% uptime, providing our clients the reliability required to operate their business merchant accounts without concern. High volume rates start at 2. Accept over 100 currencies in 196 countries; Rates starting at just 2. Nutraceutical Merchant Account. Our partner program rewards you with both short and long term capital that you can invest back into your business. PayDiverse offers CBD payment processing at the lowest industry rates & has multiple banks that accept CBD merchant accounts. Merchant Uses of Payment Processing Services. Great option for merchants targeting international markets. This also allows long-distance purchases which increases your chance of a sale. It provides credit card processing services for businesses of all sizes. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. Businesses like these cause the merchant account provider to take on more risk and are often charged more in processing fees as a result. And payment processing is also migrating offshore. They offer point-of-sale solutions, online marketing tools, an online payment gateway, and virtual terminal services. The recurring payment processing model is a common billing method businesses use by merchants in various industries. Nutraceutical merchants sometimes find that establishing a Nutraceutical Merchant account can be difficult. Merchant service partners get 15% up to 50% of recurring revenue based on your successful referrals. Durango Merchant Services: Best for highest-risk businesses. With multiple merchant accounts, e-commerce businesses can lower risk. We offer support to companies who need an online gaming merchant account for a sustainable business. Both categories are ordinarily associated with free trials, chargebacks, false claims and customer complaints. mp3. Our proprietary echeck payment platform is operated 100% by the firm. According to Grand View Research, peptide sales are expected to peak at 48. Check out our nutraceutical merchant accounts today and. The second part is the secure eCommerce payment gateway, through which online payments are submitted to the banking networks for approval. Also known as a tobacco shops, many financial services companies have distanced themselves from the industry. Canadian Merchant Account;Processing history showing a at least $50,000 per month is required to qualify for an affiliate marketing merchant account. Get Started Today! What is a Nutraceutical Merchant Account? Any business that accepts card-based payments must have a merchant account, which is a dedicated bank account reserved for credit card, debit card and rewards card deposits. Unfortunately, if you’re on the TMF or MATCH list, you may have difficulties getting a merchant account from other providers as processors. If. Adult Industry. only low risk merchants, but most will also accept high risk merchants including travel, adult entertainment, gaming, nutraceuticals, dating etc. TranZlytics offers high risk merchants a Gateway and HUB built from the ground up for high-risk and CNP merchants. S. The addition of secure bank transfers to your checkout page boosts profits with no risk of chargebacks. Give us a call now to began accepting credit cards. To save yourself and your business a headache, you need to locate a high risk merchant account processor. Many business owners in high-risk verticals make the mistake of thinking you can only have one merchant account per business. Offshore merchant accounts seldom have caps on volumes; Quick incoproation. In the U. High Risk Payment Gateways. Tech Support. These. As a result, it may make banks hesitant to approve merchant accounts for this. Our online gambling merchant account fees are industry-competitive and affordable, and the application process is free. The global dietary supplements industry was estimated at $123. A merchant account is a type of bank account that enables you to accept online payments. Great for all CBD merchants including ecommerce, wholesale, distributors, manufacturers and retail. All types of online gaming merchants qualify for accounts including mobile gaming; social gaming, multiplayer video games; fantasy sports; online poker; racetracks, pari-mutuel wagering; and casinos. The best nutraceuticals merchant account. Level 1 PCI-DSS Secure European Payment Gateway. Offshore Processing. Costs associated with processing ACH transactions are considerably lower than standard processing of credit and debit cards. The acquiring bank or offshore payment processor is based in a different country than the company’s headquarters. Credit Repair. Due to frequent comparisons to nutraceutical companies, owners of cosmeceutical businesses need to be vigilant. Chargebacks occur when a customer disputes a transaction with their credit card company, leading to a refund. Add alternative payment methods that drive more orders and accelerate sales. The agent gets commission for the time the merchant processed transactions, and the merchant is left trying to get their funds released and find a new home for their new joins and legacy rebills. Weight Loss Programs. Bank transfers are the safest online. Our CBD merchant services cover Cannabidiol, Hemp & CBD Oil considered high-risk merchants. 02 billion (2023). Businesses are often prohibited from accepting payments and processing transactions by underwriting banks. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. S. These programs are very effective at assisting high risk merchant account holders to manage and prevent charge backs before they happen. Our team of payment processing professionals can help merchants with nearly any type of need for their business, from card terminal installation to high risk merchant account services. ACH fees may vary depending on your payment processor, your account agreement, your transaction volume, and. Nutraceutical Merchant Accounts. This typically involves using payment gateways and merchant services to authorize and process the payments and ensure compliance with. ACH Payment Processing is a service of the Automated Clearing House (ACH) network. Follow @merchantstronghold and get more of the good stuff by joining Tumblr today. Safeguard your business and protect your customers. When customers select a product they. If you are looking for a high volume merchant account or having problems with ticket sizes, regardless of the risk, we can help. Durango Merchant Services: Best For Offshore Merchants. We provide merchant accounts for all types of nutra industry businesses, but specialize in merchant accounts for businesses that are considered “high risk,” or hard-to-place. Get the processing volumes you need. It depends on the type of business the merchant operates. 2 – Instabill . As many businesses do, Nutraceutical Merchants may deal with high charge back ratios and Patriot Bankcard can connect you with offshore acquiring banks that have fewer trading restrictions and can provide you with a nutraceutical. You can call us on our toll free number 702-456-1116 or write to us at info@y8n. 1. With high risk merchant accounts, the bank may use risk management strategies like a rolling reserve, to protect the bank and the merchant from potential losses. e-commerce merchants surveyed have plans to pursue business registrations in [email protected] Diploma, Trades & Apprenticeships and Transport Canada Certified Nautical Training & APICS Supply Chain Course Victoria, BC. S. Attractive rates. You will be contacted within one business day . Getting a merchant account for an offshore tech business can’t always be the easiest thing in the world. These programs are very effective at assisting high risk merchant account holders to manage and prevent charge backs before they happen. Going offshore with us provides merchants with the means to grow their businesses. Like e-check payment processing,. Quickly send money to winners. With an offshore merchant account, it’s easier to process credit card payments under major companies like Mastercard and Visa. Get Started Today. Add more than 80 alternative payment methods favored by international buyers & watch your sales grow. Offshore Merchant Account – Documentation, Procedure & Advantages. Merchant account fees will vary between different payment processors for various reasons. Excellent processing solutions for high volume merchants. What is an Offshore Merchant Account. Protect your nutraceutical business from exorbitant bank holds and reserves. Merchant Stronghold have its Head quartered in Clearwater, Florida. In addition, Vector Payments can provide additional guidance to help companies to meet their requirements. Nutraceutical businesses can enjoy fast approvals, low processing fees, and reliable. Address the needs of nearly every industry, thanks to our comprehensive array of merchant transaction. Accept Credit Card Payments – as with most online transactions, the credit card payment option is expected in your online pharmacy. 06 billion ). The company’s products include ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims. A No Chargeback Merchant Account, also known as a "high-risk" merchant account, is a specialized payment processing solution designed to cater to businesses that face a higher risk of chargebacks. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. Apply for a High Risk Nutraceuticals Account. Talk to one of our friendly and knowledgeable accounts managers today to get a credit card processing solution that will help propel your MLM business to the next level of growth. Offshore merchant accounts are perfect for high risk industries such as multi-level marketing, nutraceuticals, financial services, tech support and many others. In addition, our credit card processing services do not restrict. Founded in 1999, Durango Merchant Services is a merchant account provider for both U. Seminar Merchant Accounts Herbal Products and Nutraceutical Merchant Account Merchant. 95%; Settle your profit in any of the 25 available currencies; Secure data transfers with PCI Compliance; Reduce declined payments with Fraud Scrub technology; Track your transactions with a robust. The bank-to-bank transfers direct payment platform was designed specifically for high risk ecommerce businesses including nutraceutical merchants. The final key difference is that high-risk merchant accounts typically require a longer application process than offshore merchant accounts. The risk of chargebacks from dissatisfied customers and the vague legal status of some supplements has placed nutra companies in the high risk merchant category . Some adult payment processors will set you up with an offshore merchant account. Essential oil aromatherapy is an alternative type of medicine used alone or to complement more traditional medical treatments. These can include manufacturers and retailers of private label supplements,vitamins, minerals, amino acids, herbs, and enzymes marketed in various forms: tablets. The accounts enable acceptance of payments from customers in the US and internationally. The Allied payment gateway has an industry-leading 99. Fast Approvals. Suite 500, 1321 Blanshard Street . Merchant Stronghold specializes in high risk and offshore merchant accounts. When customers select a product they want to. Our team of nutra merchant account specialists can help you setup a solid merchant account foundation for your nutra business. We have experts and technology to ensure that payment processing, customer service, fraud prevention, and chargeback disputes are easy to handle for our high-risk accounts. When asked how to accept credit card payments when being located outside of the US, many would tell you to use a PayPal account. To be approved for a merchant. Check out our nutraceutical merchant accounts. Encouraging buyers to pay with crypto to helps reduce chargebacks and keeps card merchant accounts in good standing. No startups are accepted. Moonlight Payments stands out as a dedicated payment processing provider for high-risk merchants and specialized industries. DigiPay’s expanded network of.